Business Insurance

PROTECT YOUR BUSINESS ASSETS
In today's fast changing and complex world, owning and operating a business is probably more challenging than ever before. At George Mangan Insurance we know just how important it is for you to make sure your business is properly protected.

Through a well designed insurance program of insurance products and services from some of the leading insurance companies in the industry, we can meet your unique coverage needs. We will be happy to perform a “risk assessment” to make sure your risks are minimized and your insurance coverage is adequate.

Below is a list of some of the insurance products we provide to our clients to help them meet their business insurance protection needs.

• Commercial Property
  Protects the building and or contents of your business against loss caused by fire, lightning, windstorm, theft, vandalism and other perils.
  
• General Liability
  Protects your business against claims of negligence for bodily injury or property damage at your place of business or at a jobsite.
  
• Worker's Compensation
  Protects your business from bodily injury to an employee while on the job.
  
• Business Auto
  Protects your business for injury or damages caused by an employee while driving a vehicle owned by your company. It can also provide excess coverage for employees driving their personal auto for company use.
  
• Umbrella
  Protects your business by providing additional liability coverage over your company’s General Liability and Business Auto policy limits.
• Garage Liability
  Specialized liability protection for auto repair shops and auto dealers. The policy can also include coverage for damage to a customer’s auto and or damage to autos held for sale by dealers.
• Business Income & Extra Expense
  Protects your business by helping to pay for normal business expenses that continue after a covered loss to your property occurs. Extra Expense helps to pay the added cost of getting your business up and running again.
  
• Inland Marine
  Specialized protection for equipment owned and used by a business. Types of equipment covered can vary from machinery used by contractors to office computer systems.
  
• Employment Practices Liability
  Protects your business from lawsuits related to discrimination, harassment & wrongful termination of employment. Coverage includes defense cost.
  
• Directors and Officers Liability
  Provides protection to members of a Board of Directors and employees of a business or organization against lawsuits related to negligent acts that create a financial loss. Coverage includes defense cost.
  
• Professional Liability
  Provides protection for individuals, businesses or organizations that provide services to the public that are considered professional in nature such as physicians, attorneys and accountants. Coverage includes defense cost.
  
• Key Employee
  Protects the business for possible financial loss due to death or disability of a valuable employee.
• Bonds
  Protects your business for financial obligations related to contracts or licensure requirements. There are several different types and uses for bonds in the legal system and business community.
  
  Disclaimer: Descriptions are for information purposes and to refer to the actual policy for more details.