PROTECT YOUR BUSINESS ASSETS

Through a well designed insurance program of insurance products and services from some of the leading insurance companies in the industry, we can meet your unique coverage needs. We will be happy to perform a “risk assessment” to make sure your risks are minimized and your insurance coverage is adequate.

Below is a list of some of the insurance products we provide to our clients to help them meet their business insurance protection needs.

Commercial Property

Protects the building and or contents of your business against loss caused by fire, lightning, windstorm, theft, vandalism and other perils.

General Liability

Protects your business against claims of negligence for bodily injury or property damage at your place of business or at a jobsite.

Worker’s Compensation

Protects your business from bodily injury to an employee while on the job.

Business Auto

Protects your business for injury or damages caused by an employee while driving a vehicle owned by your company. It can also provide excess coverage for employees driving their personal auto for company use.

Umbrella

Protects your business by providing additional liability coverage over your company’s General Liability and Business Auto policy limits.

Garage Liability

Specialized liability protection for auto repair shops and auto dealers. The policy can also include coverage for damage to a customer’s auto and or damage to autos held for sale by dealers.

Business Income & Extra Expense

Protects your business by helping to pay for normal business expenses that continue after a covered loss to your property occurs. Extra Expense helps to pay the added cost of getting your business up and running again.

Inland Marine

Specialized protection for equipment owned and used by a business. Types of equipment covered can vary from machinery used by contractors to office computer systems.

Employment Practices Liability

Protects your business from lawsuits related to discrimination, harassment & wrongful termination of employment. Coverage includes defense cost.

Directors and Officers Liability

Provides protection to members of a Board of Directors and employees of a business or organization against lawsuits related to negligent acts that create a financial loss. Coverage includes defense cost.

Professional Liability

Provides protection for individuals, businesses or organizations that provide services to the public that are considered professional in nature such as physicians, attorneys and accountants. Coverage includes defense cost.

Key Employee

Protects the business for possible financial loss due to death or disability of a valuable employee.

Bonds

Protects your business for financial obligations related to contracts or licensure requirements. There are several different types and uses for bonds in the legal system and business community.

 

 

Disclaimer: Descriptions are for information purposes.  Refer to the actual policy for more details.